Round Diamond and Oval Ruby Halo Fashion Ring in Yellow Gold

Your Forever Begins Today. Pay at Your Own Pace.

An engagement ring is a beautiful symbol of your lifelong commitment. At Vardy’s, we believe your dream ring shouldn't have to wait. Through our partnership with Synchrony Luxury, we offer exclusive, premier financing options that allow you to invest in the perfect diamond today while enjoying flexible monthly payments tailored to your lifestyle.

How It Works: An Elegant, Seamless Application Process

Securing financing for your bridal jewelry is fast, secure, and can be completed entirely online or in our showroom.

1. Select Your Bridal Suite
   Choose your engagement ring setting, certified diamond, or wedding bands and add them to your cart.
2. Apply Privately Online
   Following your checkout, click the link sent via text or email to fill out a secure, quick application hosted by Synchrony. You will receive an instant credit decision.
3. Complete Your Order
   Once approved, use your digital Synchrony Luxury Credit Card at checkout to finalize your purchase.

Exclusive Financing Benefits

As a Vardy’s Synchrony cardholder, you unlock elite financing perks designed specifically for significant luxury investments:

• Promotional Financing Periods: Enjoy Deferred Interest or 0% APR promotional financing for 6, 12, or 24 months on qualifying bridal purchases.
• No Annual Fee: Open and maintain your Synchrony Luxury account with no annual fee and zero hidden maintenance charges.
• Dedicated Credit Line: Keep your lifestyle credit cards free. Your Synchrony card gives you a dedicated credit line exclusively for fine jewelry and future anniversary upgrades.

Frequently Asked Questions

• How do promotional financing periods work? - For deferred interest promotions, no interest is charged on your promotional purchase if you pay the balance in full within the promotional period (e.g., 12 months). Required minimum monthly payments are detailed on your statement.
• Can I use this for custom design work? - Yes. You can use your Synchrony Luxury Credit Card for all of our services, including fully custom engagement ring designs, loose certified diamonds, and wedding bands.
• How do I manage my payments? - You will receive a physical card in the mail, but you can manage your account, view statements, and set up automatic monthly payments immediately through the Synchrony Credit Account Portal.
• What is your return policy for financed bridal jewelry? - Our signature 15-day exchange policy applies to all financed purchases. If a return is processed, the funds will be credited back directly to your Synchrony account. Please note: Custom-designed rings may be subject to modified return terms. note: Custom-designed rings may be subject to modified return terms.

Legal Disclaimer & Compliance

Financing programs are subject to credit approval by Synchrony Bank. Minimum monthly payments are required. Legal terms, purchase APRs, and deferred interest rules vary by specific promotional selection at checkout. For complete terms and account details, please review the full disclosure on the Synchrony Luxury Portal during your application.